Modulas

What is £1,000 a day inside IR35 after tax?

£1,000 a day inside IR35 leaves you about £134,746 a year after tax, or £11,229 a month.

Worked out with the Modulas calculator, using HMRC rates for 2026/27. Rates checked against GOV.UK on 8 October 2026.

Take-home a year
£134,746
Take-home a month
£11,229

Change the figures in the calculator

Where the money goes

Gross£232,000
Income tax£90,603
Employee National Insurance£6,651
Take-home a year£134,746

Nearby day rates

Day rateA yearA monthYou keep
£900£122,450£10,20459%
£950£128,598£10,71758%
£1,000£134,746£11,22958%

In Scotland

With Scotland's income tax: £126,355 a year, £10,530 a month.

See the Scottish figures in the calculator

How this is worked out

The agency runs payroll on your day rate, as it would for an employee: income tax and employee National Insurance come off your pay. Employer National Insurance is paid on top of the rate, so it is not taken from it.

Based on these assumptions

  • 232 working days: 5 days a week for a year, less 28 days off for holidays and bank holidays.
  • Leaves out pension contributions, expenses and student loan. Tax is at the rates for England, Wales and Northern Ireland.

Sources

Rates checked against GOV.UK on 8 October 2026.

To quote this page

Modulas, 'What is £1,000 a day inside IR35 after tax?', https://modulas.io/answers/1000-a-day-inside-ir35/. HMRC rates for 2026/27, checked against GOV.UK on 8 October 2026.

Other day rates

£1,000 a day in other setups

Questions

How much is £1,000 a day a month after tax?
£11,229 a month, which is £134,746 a year, inside IR35.
How much of £1,000 a day do I keep?
About 58%: £134,746 of £232,000 a year, inside IR35.
How much tax and National Insurance do I pay on £1,000 a day?
£97,254 a year, inside IR35.
What does £1,000 a day come to in a year before tax?
£232,000: £1,000 for each of 232 working days.
Is it different in Scotland?
Yes. Scotland sets its own income tax bands, so you take home £126,355 a year, £8,391 less than in the rest of the UK.
Why does inside IR35 come out above a limited company here?
Here the agency pays employer's National Insurance on top of your day rate, so none of it comes out of your pay. Through your own company, the company pays it from what you invoice. If your agency takes it from your rate instead, inside IR35 leaves less. You can change this in the calculator.
What does this leave out?
Pension contributions, business expenses and student loan. Tax is at the rates for England, Wales and Northern Ireland.

Estimates, not financial advice, using HMRC rates for 2026/27. Talk to a qualified accountant before you act on them.