What is £400 a day after tax?
Each setup for the same day rate, worked out with the Modulas calculator, using HMRC rates for 2026/27.
| Setup | A year | A month | You keep |
|---|---|---|---|
| Umbrella company | £57,083 | £4,757 | 62% |
| Inside IR35 | £64,381 | £5,365 | 69% |
| Limited company | £61,810 | £5,151 | 67% |
| Sole trader | £65,135 | £5,428 | 70% |
Tax at the rates for England, Wales and Northern Ireland. Each setup's page has the Scottish figures.
Change the figures in the calculator
Sources
Rates checked against GOV.UK on 8 October 2026.
- Income tax rates and bands
- Rates and thresholds for employers 2026 to 2027
- National Insurance rates and category letters
- Scottish income tax
- Tax on dividends
- Changes to tax rates for property, savings and dividend income
- Corporation tax rates and allowances
- Corporation tax marginal relief
- National Insurance rates and allowances
To quote this page
Modulas, 'What is £400 a day after tax?', https://modulas.io/answers/400-a-day-after-tax/. HMRC rates for 2026/27, checked against GOV.UK on 8 October 2026.