Modulas

What is £850 a day after tax?

Each setup for the same day rate, worked out with the Modulas calculator, using HMRC rates for 2026/27.

SetupA yearA monthYou keep
Umbrella company£102,416£8,53552%
Inside IR35£116,302£9,69259%
Limited company£104,517£8,71053%
Sole trader£117,056£9,75559%

Tax at the rates for England, Wales and Northern Ireland. Each setup's page has the Scottish figures.

Change the figures in the calculator

Sources

Rates checked against GOV.UK on 8 October 2026.

To quote this page

Modulas, 'What is £850 a day after tax?', https://modulas.io/answers/850-a-day-after-tax/. HMRC rates for 2026/27, checked against GOV.UK on 8 October 2026.

Other day rates, every setup

Questions

Which setup leaves the most from £850 a day?
Of these, a sole trader leaves the most: £117,056 a year. Which setups you can use depends on the contract and how the work is done, not only on what leaves the most.
What does £850 a day come to in a year before tax?
£197,200: £850 for each of 232 working days.

Estimates, not financial advice, using HMRC rates for 2026/27. Talk to a qualified accountant before you act on them.